Wash drain and set the millets to dry for a while.
Set the instant pot on saute mode.
Dry roast the moong dal.
Followed by the millets.
Add the water and seal.
Set on manual for 8 minutes.
When the pressure releases naturally, mash the moong dal and millets cooked.
Add the milk and bring it back to a boil on saute mode.
In a small frying pan, heat up the ghee and roast the nuts and raisins.
When the raisins puff up remove off heat.
Add the cloves, cardamom powder, and grated nutmeg.
Pour this mix into the millet dal and milk mix.
Stir in the jaggery, saffron strands and mix well.
Serve the pongal warm.